![]() They may not offer you insurance or may decline to give you optional coverage like collision and comprehensive insurance. Insurers often view cars with a rebuilt title as riskier to insure than other vehicles. Though a rebuilt title means you can take your previously totaled vehicle on the road, you may have trouble finding car insurance. If the car passes a state inspection, the car will receive a rebuilt title. If your vehicle is totaled, you may still be able to keep your car as an “owner retained salvage.” You will get a salvage title and will need to make it legally roadworthy based on your state if you want to drive it again. That’s because damage caused by water, including electronic damage, can be complicated and expensive to repair.Ī repaired vehicle that went through the insurance claim process should be insurable once the work is completed, but the flooding incident will be on its vehicle history report. Minor flooding may not cause much damage and the vehicle might be repairable.īut an insurance company may declare a vehicle a total loss if a car was sitting in water for days. ![]() File a claim with your auto insurance company.Ī vehicle may be fixable after being flooded, but it depends on the level of damage.Use dehumidifiers and fans, if possible.Use towels to absorb water that may have soaked into the seats and cushions.Use a wet/dry vacuum to remove any standing water. ![]() If there is water in the engine, you could cause even more damage.
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